What is True Financial Planning?
For too long financial planning has been synonymous with insurance and mutual fund sales. This is not financial planning. Financial Planning is a collaborative process to help you achieve your life goals through financial advice.
Financial planning should help you achieve the following results:
Getting Organized: You will make order out of the chaos of your finances.
Accountability: You find encouragement and accountability to help you finally get those long-overdue tasks completed.
Objectivity: All decisions are emotional, but we will help you weed through the emotions involving money and help you make objective decisions.
Proactive: By having a systematized schedule of events, you will finally be ahead of the financial decisions you need to make. No more making your employee benefits 5 minutes before they are due.
Education: When you begin to understand personal finance, your confidence in your decisions will grow. We will help you understand the language, but most importantly, why you should take the actions we recommend.
Partnership: We will work together on the same team, to help you visualize and work towards your goals. We will then work with you to create a plan that will get you out of your comfort zone, but not push you so far you won’t finish.
If you are not looking for a long term commitment, we can help you solve your current questions with no long term commitments. If you are looking for a more longterm relationship our annual service model will be great for you.
Retirement Planning is possibly the largest part of your financial plan. It entails helping you determine your retirement income needs and how to create that income.
To help you best plan for retirement we will:
- Help you project your expenses
- Calculate your potential investment income based on your current investments and retirement savings.
- Estimate your other retirement income, such as: Social Security, Pension, Rental Property
- Help you receive the maximum amount of Social Security
- Use tax savings strategies to help your investments last longer.
- Create a plan to help you make up any shortfall.
How Will You Pay For College?
We Will help you create a plan to pay for college down to the penny.
Our 6 Step Process:
- Prepare for the cost of college
- Apply for admission and scholarships
- Apply for financial aid
- Analyze and appeal financial aid offers
- Choose the right school and accept your award
- Evaluate options to cover any shortfall
Student Loans are Not Like Other Loans
Stop Worrying About Your Student Laons and Have a Game Plan
We will help you create a plan to minimize your student loan expenses using the programs that fit you the best. Including:
- Public Service Loan Forgiveness
- Income Driven Repayments
All without putting the rest of your financial life on hold.
Want someone to look at your investments without having to hand the accounts over to an advisor?
We can help you review you investments and build a portfolio that fits your personal investing needs.
Not only can we help you build a portfolio that is right for your goals, we can help you build a portfolio that is right with your values. We offer traditional investment selections along with Biblical Values based portfolios.
Cashflow is the Key to Your Financial Success
Start Saving More, Pay Down Your Debt, and Spend Spend Without Guilt
Our best work is done around coaching our clients to manage your cashflow in a way that simplifies the entire process.
No more painstaking budgets or feeling like your living on an allowance. Instead, we will help you automate your spending and track your results. Not much is better than watching your bank accounts grow and still having a good time with your family.